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CHAPTER 7
PART 1
With an annual income of 1.38 million yuan in cash (excluding taxes for now), what can you do?
According to online survey reports, the overall cost of a relatively comfortable global trip for a couple is about 2 million yuan. In other words, with 1.38 million, two people can travel around half the world, and not on a shoestring budget.
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If used to buy a house, it can purchase a fully-paid three-bedroom apartment in a small or medium-sized city. Twenty years later, the number of properties in hand would be at least twenty. A secure landlord indeed.
When used for daily expenses, that's about 3,780 yuan per day. Even if you spend a thousand yuan on a single meal, it would be impossible to spend it all. Not to mention you could have a hundred cups of coffee at Starbucks. Other forms of entertainment, as long as they're not extremely extravagant, wouldn't be a concern at all.
In terms of buying clothes and bags, as long as they aren't luxury brands, buying a few new clothes a day or an occasional luxury brand bag wouldn't be a problem. In theory, you could wear new clothes or carry a new bag every day of the year.
So, JD.com's CEO Liu Qiangdong once said in an interview, "Actually, I've realized that our whole family can't spend 1 million yuan in a year."
It's not just his family; most ordinary families, without deliberately wasting or facing significant expenditures, usually can't either. In other words, an annual income of 1.38 million yuan, even for a wealthy person, can be considered financial freedom, let alone an average person.
This was something Su Xiaotong was pondering in her mind, and perhaps what others were contemplating as well.
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After Feng Zheng and Tan Yong left, the members of the "extended family" fell into a brief moment of silence.
Breaking the silence, it was Wang Xingxing who spoke, "Hey, have you all recovered yet?"
Shen Fengxia shook her head and said, "I need some more time to digest this..."
"Me too. Even though I know it's real, it's still a bit overwhelming," Yuan Dong said, looking at everyone. "Are all of us really becoming millionaires?"
"It seems that way," Wang Xingxing said. "And it's without working, without taking any risks, just steadily earning 1.38 million yuan every year."
When Feng Zheng had read the will to everyone before, Fan Wenjing and Gu Xiaoliang, the two children, were playing with toys in Li Xueli's second bedroom. Now, the little girl came out and asked, "Mom, what does 'millionaire' mean?"
"It means having a lot of money," Fan Lin replied.
"Will you have a lot of money?"
"Everyone will."
"Wow, that's great!" The little girl clapped her hands innocently. "Can you buy me a new Barbie doll?"
"You can buy a whole room full of them," Wang Xingxing replied on behalf of Fan Lin.
"Really?" Fan Wenjing's eyes lit up.
"Wenjing, why don't you continue playing with Xiaoliang for a while? We'll talk about the Barbie doll later," Fan Lin suggested. Fan Wenjing obediently went back inside.
Li Xueli glanced at the wall clock. "It's already noon. How about we cook noodles at my place for lunch?"
"Really? We're inheriting so much money, and we're just going to have noodles?" Wang Xingxing said.
"We haven't inherited it yet. Lawyer Feng said it would take at least a month," Li Xueli replied.
"What's the harm? It's a done deal. I think we should celebrate," Wang Xingxing suggested.
"Don't forget, we just attended Sister Yamei's funeral. Celebrate? It doesn't seem appropriate," Li Xueli said.
"But we can't just keep holding back. I'm from Sichuan, and according to our customs, after attending a funeral, we're supposed to have a meal," Wang Xingxing argued.
"That's true. In Guizhou, we do the same," Shen Fengxia added.
Li Xueli sought everyone's opinion, "What do you all think?"
"I think we should just let loose," Fan Lin said.
"What?"
"I can tell that everyone is trying to control their emotions and expressions, not wanting to reveal them. But in reality, are your inner feelings any different from mine? Bursting with joy, right?"
After Fan Lin said this, everyone exchanged glances. A few seconds later, Wang Xingxing couldn't control his facial expression any longer and burst into laughter. Next to him, Han Lei, with a playful shove, also started laughing heartily. Then, everyone's emotions were released, and they all burst into hearty laughter.
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Fan Lin spread her hands and laughed, saying, "This is it, right? This is the reaction you should have when you find out you're inheriting over twenty million! And in Sister Yamei's will, she mentioned that even in heaven, she wants to see the 'big family' continue to be lively and happy. So, let's celebrate the benefits she's brought to us, just as she wished!"
"Fan Lin is right! This is exactly the intention Sister Yamei had in leaving us the inheritance," Han Lei said.
"Today, we not only celebrate but also need to be as happy as if it were a festival. We have to show Sister Yamei in the afterlife that we're like a big, happy family!"
"Then let's go to a high-end restaurant to eat!" Wang Xingxing suggested.
"No, today's gathering is extraordinary. It will only be meaningful if we do it here," Li Xueli said.
"Yes, let's have the meal at Xueli's home. Since everyone is here today, let's cook together and have a warm and lively meal, like during the New Year," Fan Lin suggested.
"Agreed!" Xia Qi was the first to respond, and everyone expressed their agreement.
The atmosphere that followed really felt like a Chinese New Year's dinner. Li Xueli bought dumpling wrappers, meat filling, various vegetables, and meats from a local grocery store.
Everyone sat around a large round table, chatting and laughing while making dumplings together. In the past, it would have taken hours to prepare the meal, but with everyone's effort, it was ready in just one hour. Lunch officially started at 1:30 PM.
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Today was a special day, so Li Xueli opened a bottle of Maotai liquor. After pouring everyone a glass, she raised her own and said, "I suggest that we all have a toast to Sister Yamei. Let's thank her for treating us as true family and leaving us with so much wealth. In the days to come, as she wished, let's always be as close as family, and let every day be filled with happiness!"
"Well said! To Sister Yamei!"
"To Sister Yamei!"
Everyone raised their glasses, expressing their gratitude, and then emptied their cups.
After finishing the toast, Xia Qi poured herself another glass, lifted it, and looked up as she said, "Sister Yamei, I'll toast to you once more. Even though you're gone, as long as we gather together to eat and drink, it feels like you're still with us. I hope you're as happy in the other world as we are here."
As she spoke, tears welled up in her eyes. Xia Qi raised her glass high and drank it, then wiped away her tears with the back of her hand. Fan Lin patted her shoulder and poured another glass, saying, "I'll also toast to Sister Yamei separately."
Subsequently, almost everyone did the same. Li Xueli reminded everyone to eat some food along with the alcohol, as it was easy to get drunk. Gu Lei still patiently fed Gu Xiaoliang, while others started to exchange glasses and the atmosphere became more festive.
"I have a question for everyone: What do you plan to do after receiving the first year's 1.38 million?" Wang Xingxing asked.
"I want to travel around the world," Han Lei said, "but it seems impossible to do it all in 36 and a half days. Unless we just skim through it, but what's the fun in that?"
"I want to travel too. We can travel together when the time comes," Xia Qi said, "We don't have to do a round-the-world trip all at once; we can split it into several trips, right?"
"Exactly! In the first year, Southeast Asia, Japan, and South Korea; the second year, Europe; the third year, Australia and New Zealand; the fourth year, the United States and Canada; the fifth year, Africa..." Han Lei started planning with his fingers.
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"I've actually been thinking about something. Is this 'must spend ninety percent of the year in Yuehai Bay Community' rule really that strict? Who will monitor us?" Su Xiaotong said.
"Yes, the lawyer responsible for executing the will is Lawyer Feng, but he's in Wuhan, and he has his work there. It's not possible for him to monitor our every move all the time, right? Besides, what method does he have to track how many days we spend out of town in a year?" Han Lei said.
"Unless he hires someone specifically to watch over us, haha, but that's impossible, isn't it? So, I think it's all about self-discipline," Gu Lei said.
"Or perhaps, we monitor each other," Su Xiaotong said, contemplating, "Imagine if someone is away for a long time. Others may not know, but the members of our 'big family' will definitely be aware."
"And then? Report this to Lawyer Feng and have them forfeit their inheritance rights?" Fan Lin said, "Isn't that like spying on each other? Who among us would do such a thing?"
"I don't think anyone would, I'm just putting forward the possibility," Su Xiaotong said.
"Anyway, it's safer to follow the rules. If our inheritance rights were really canceled, it wouldn't be worth it," Yuan Dong said.
"Yes, Lawyer Feng might even hire someone to secretly monitor us," Shen Fengxia said.
"Don't change the subject; I asked that question earlier. Everyone, please answer it. I'm quite curious," Wang Xingxing said.
"After receiving the first 1.38 million, how do you plan to use it? What about you?" Fan Lin asked.
"I've already decided. I plan to buy a supercar; it's been my dream. Racing a Ferrari along the coastal road in Yuehai, ah, just thinking about it gives me so much excitement!"
"A Ferrari costs more than 1.38 million, right?" Gu Lei asked.
"I'll pay in installments, and the next year, I'll have another 1.38 million, right? That way, I could consider a Lamborghini..."
Gu Lei looked envious. "If you really buy one, can I take it for a spin? I also want to experience the feeling of driving a sports car..."
"Of course, can't believe you're jealous. You also have 1.38 million each year!"
"But I'm different from you," Gu Lei said with a wry smile. "This money is shared among Xiaotong, Xiaoliang, and me. I can't spend it all on personal hobbies. Besides, driving such a flashy car doesn't really suit my personality."
"Hehe, alright, after I buy it, I'll let you have some fun."
"Speaking of buying a car, I might also get a new one, but not something so expensive, just a couple of hundred thousand. The rest of the money..." Fan Lin looked excitedly at Xia Qi and Han Lei, "you two can probably guess what I'll use it for, right?"
"Hermès and Prada limited edition handbags, I guessed it," Han Lei said, then screamed, "I want them too! And Dior sunglasses, I saw a pair I liked last time but they were too expensive, so I didn't buy them. Now, I can go on a crazy shopping spree!"
"After we get the money, let's go to Shanghai or Hong Kong first, and take turns shopping at the most luxurious department stores!" Han Lei pulled Su Xiaotong's hand. "We can go together, alright? I know you also like designer brands. The first time you came to Xueli's house, you were wearing a Gucci spring coat, right?"
"That was bought a while ago, not the latest..."
"But with the money, you can buy the latest!"
"Sure, let's go shopping together then," Su Xiaotong said calmly.
"Shopping, afternoon tea, exquisite dinners, night views at revolving restaurants, jazz bars... just thinking about it is intoxicating," Xia Qi indulged in her fantasies.
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One had to admit that this was the life they had all dreamed of. However, there was an unsettling fact that seemed to be overlooked by everyone. It was clear that this joyous atmosphere was not the right time to bring it up. Su Xiaotong pondered silently.
"Teacher Yuan, what about you? Any plans?" Wang Xingxing asked.
"I haven't really thought about it, but I'll probably save the money," Yuan Dong said.
"Huh? Saving it? That's so boring."
"Teacher Yuan, I have to say this. You and Fengxia together, it's 2.76 million a year, twice what we have! You don't need to save this money; you should enjoy it. Life is short; you shouldn't shortchange yourself. You have a good figure too, wearing high-quality clothes will definitely change your appearance!"
Shen Fengxia laughed, "Sure, you can help me pick out some new clothes when the time comes, Han Lei."
"No problem!"
"And you, Xueli?" Wang Xingxing asked.
"I... I might buy a house," Li Xueli hesitated.
"Where are you thinking of buying a house?"
"Right here, in this community. I want to upgrade to a bigger one so that we'll have more space for our future gatherings and entertainment."
Upon hearing this, Su Xiaotong and Fan Lin exchanged knowing glances, and perhaps Han Lei and Xia Qi too. The four of them knew about the ominous house. They quickly grasped Li Xueli's idea.
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But Wang Xingxing and Yuan Dong were unaware. Wang Xingxing said, "Great! Get a bigger house; we can set up one room as a screening room with a screen and speakers, perfect for watching movies!"
"That's what I was thinking too," Li Xueli said with a smile, then changed the subject. "Come on, let's raise a glass for a better future!"
This meal, which started at 1:30 PM, continued until 3:30 PM. Everyone drank just enough to enjoy themselves, not getting drunk. The weather was beautiful that afternoon, and everyone's mood was even better.
Someone suggested going for afternoon tea by Yuehai Bay. Xia Qi said, "How about we go to my coffee shop? Xiaotong and the others have never been there."
"Sounds good, I've been wanting to visit your shop for a while now," Su Xiaotong said.
"Let's go, my treat for coffee!" Xia Qi said generously.
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